Can I decide in which countries I want to invest? No. Balancing your investment across different countries and currencies is an important part of managing your risk. For this reason, Yova sets minimum requirements in terms of spreading your investment across countries and currencies. Related articles In what ways is Yova more impactful than other providers? Why can I not invest in ETFs with Yova? How is my money invested if I decide to make a one off additional transfer? What exactly am I investing in? What is the minimum investment required at Yova?